Mart : The scammers have either got into an insurers historic claim list - either by hacking or an employee mole - or they simply Email or phone people at random trying to ensnare the minority who have indeed had an accident.
In my case a hit and run on a car park 3 years ago damaged my car which required a new front wing, driver's door an door mirror. The repair cost £2400 but it was a no fault accident and my no claims bo
bonus remained intact.
However - it cost me - because I now have an accident claim on my record during the past 5 years and the renewal premium got loaded
Davo: The heat is getting to you down under - and up top - to cause you to forget how to scroll up a thread.
Being a galvanised sadist, I'm not about to tell you how to do it and will leave you to stew in your own depleted juices.